We’re here to help you grow your social enterprise and provide meaningful work opportunities for people who face complex barriers to employment. Whether you're looking to expand your team, invest in new equipment, or scale operations, the SELF provides financing designed to meet you where you are -- the right capital at the right time.

• Loan amounts: From $100,000 to $500,000
• Interest rates: As low as 6.5%
• Terms: Up to 7 years
• Flexible structure: Tailored to the unique needs of social enterprises

The SELF bridges the gap between traditional finance and philanthropic funding, empowering social enterprises to grow sustainably and reduce their reliance on grants.

It also recognises, and rewards, the impact that social enterprises like yours are already achieving.

Through impact-based discounts, borrowers who meet specific impact milestones, like job creation and community benefits, can lower their interest rates, making it easier to expand your impact while keeping borrowing costs down.

The SELF is managed by White Box Finance, a separate entity from White Box Enterprises, and overseen by a dedicated and experienced independent board of directors and external fund administrator, Rawlings Bolton.

With big names like Westpac Foundation, which has committed $1 million in first-loss capital and $500,000 for operational costs over two years, as well as Macquarie Group Foundation, the Australian Government, Victorian Government, the Ian & Shirley Norman Foundation and the English Family Foundation, you can feel confident knowing the SELF is built on a strong foundation.